When CBZ Holdings Limited became operational in June 2005, a period of intense growth through diversification began. This diversification propelled the establishment of CBZ Holdings (CBZH) as an entity poised to provide all client segments through various subsidiaries whose activities include banking, home loans, asset management, long term insurance, short term insurance, securities and properties.

The various activities provided by the different subsidiaries of the group are meant to ensure that a wide range of clients’ needs are met under one roof.
 
The products offered by CBZ Bank, the flagship of CBZ Holdings Limited include retail banking, electronic banking, corporate and investment banking, treasury, and home loans. The bank provides personal and corporate customers with a wide range of products to facilitate transactional, saving and investment requirements. These services can be accessed via the extensive CBZ Bank branch network in all major centres in Zimbabwe.

CBZ Bank offers development finance and through the bank’s microfinance and SMEs division entrepreneurs have access to solid assistance aimed at helping them realise their full potential.

To complement the basic retail banking products, customers can access card services and electronic banking which remove the restriction of banking hours.

Card-based transactions are available on an account debit and/credit basis while the bank’s innovative electronic banking facilities avail solutions ranging from Visa Gold, ATM, point of sale, and transacting through internet banking.

The CBZ Visa card is convenient for international travellers, offering the security of travelling without cash or travellers cheques. It can be used throughout the world at ATM and point of sale facilities displaying the Visa sign.

The bank’s dedication to electronic based services is also in line with the group’s drive towards environmentally friendly policies, such as moving towards a paperless society.

CBZ Bank’s Home Loans Division offers loans for buying and building houses or commercial properties, property investments, home improvements, property infrastructural development and refinancing.

Loans are extended to individuals directly or through employer assisted schemes, companies and other corporate bodies, land developers and strategic partners.

The Home Loans Division offers these financial solutions under customer focused sections, namely: private home loans, employer assisted schemes, commercial and strategic partnerships.

CBZ Bank is recognised internationally. Apart from the Euromoney Award for Excellence (1998), Best Domestic Bank in Zimbabwe (1999) and Best Domestic Bank in Zimbabwe (2000), the bank is a proud winner of two Business Awards in 2010: the Zimbabwe National Chamber of Commerce Best SME Empowerment Organisation of the Year 2009 and the Best Company Award in Banking by the Zimbabwe Quoted Companies Survey 2009.

With the continued growth of the CBZ Group, clients are now able to have all their financial services needs addressed under one roof as the diversification is designed specifically to make CBZ Holdings an extremely customer-centric financial services group.