Today I’m reviewing a nano-cap bank – regional – US named Muncy Bank Financial Inc. It’s trading ticker symbol is MYBF. MYBF isn’t that a great friendly ticker?

Muncy Bank Financial Inc is a commercial bank. The Company provides commercial, mortgage, residential real estate, and consumer loan financing as well as providing deposit, investment and trust services to its customers.

It provides banking products and services to individuals and businesses in Pennsylvania. It accepts all kinds of deposits and the company has loan products including mortgage, home equity, vehicle, personal unsecured, and commercial loans, as well as business and real estate loans; and consumer loan financing.

Investment services are also offered, such as wealth transition, retirement accounts, college savings, insurance protection, portfolio analysis, brokerage services, tax-deferred investments, and tax-advantaged income; and wealth management and trust services such as estate administration, investment management services, guardianship, and IRA/retirement accounts, and various trusts. 

The bank also provides cash management services consisting of merchant and ACH origination services; and electronic banking and order check services. 

It operates five community banking offices in Pennsylvania. Muncy Bank Financial, Inc. was founded in 1893 and is based in Muncy, Pennsylvania.

I use three key data points to gauge the value of any dividend equity or fund like  Muncy Bank Financial Inc: 

(1) Price

(2) Dividends

(3) Returns

Besides those three, four more keys will finally unlock an equity or fund in which to invest.

But those first three primary keys, best tell whether a company has made, is making, and will make money. 

MYBF Price

Muncy’s price per share was $34.70 at yesterday’s market close. A year ago its price was $34.82 for a price slump of $0.12 per share.  

Assuming Muncy’s price will trade in the range of $32 to $36 next year, Muncy’s current $34.70 price could manage a $2.00 gain and grow to $36.70 by early-October, 2019.